Dana Wingate Real Estate Team

Apply for a Home Loan

Before you start your home search, it is important to secure home loan preapproval. We recommend that you have the following information available when you meet with your Key Mortgage Services loan officer. To find a loan officer who will help you apply for a home loan, follow the link below.

All Applicants

  • Employer information for the last 2 years: name(s), address(es), phone numbers
  • Your home address for the last 2 years
  • W-2 forms for all jobs in the last 2 years
  • Most recent 30 days of pay stubs, including year-to-date earnings
  • Signed personal tax returns for the last 2 years with all schedules
  • Most recent 2 months bank statements for all accounts – ALL PAGES
  • Most recent statement for any stocks, bonds, mutual funds, IRAs, 401Ks, etc.
  • Picture identification (drivers license, state I.D., etc.)
  • Non-U.S. citizens: resident alien card or U.S. visa

If Applicable

  • Fully executed copy of sales contract with all riders and attorney information
  • Gift letter, fully executed
  • Divorce decree
  • For each property owned: address, current market value, recent mortgage statement, homeowners insurance declarations page, property tax bill, lease
  • Bankruptcy discharge papers
  • Corporate tax returns for the last 2 years Applicable for Self Employed
  • Partnership returns for the last 2 years Applicable for Self Employed
  • Year-to-date profit-and-loss statement Applicable for Self Employed